My late husband handled all the finances and I do not know what he owned. Where should I start?

Start by gathering the paper and digital trail your late husband left, bit by bit. Check letters and statements that arrive at the house, his document files and his pay slips. Look at tax statements, his EPF (KWSP) and Tabung Haji accounts, and takaful policies. Contact his employer for information on employee benefits. Record every finding in one notebook: the institution's name, the type of account and the estimated value. Ask a meticulous family member to help, because this task is exhausting while you are grieving. If there is property suspected to exist that cannot be traced, the estate officer can advise on how to make an official search. See preparing for death.