Tools · Finances of two households
Two-household finance calculator
Enter your own monthly figures. This calculator adds up the income, commitments and costs of each household, then shows whether there is a surplus or a shortfall each month.
Private. The calculation is done in your browser only. Your figures are not sent and are not stored. The calculator adds no figure other than the ones you enter.
What the court looks at
- The iqrar of the application must state the applicant's present income, particulars of his commitments and financial obligations, and the number of his dependants, including persons who would become his dependants as a result of the proposed marriage (s.23(4) of the State enactments; Act 303: s.23(3)).
- The Court must be satisfied that the applicant has the means to support, as required by Hukum Syarak, all his wives and dependants, not only the new wife.
- According to the Procedure by state page, common reasons for an application failing include net income that is not enough after deductions, an applicant in an AKPK debt management programme, and no witnesses supporting the applicant's means.
- Documents commonly requested: the latest 3 months' salary slips, bank statements or income tax forms. The Pahang and Perak forms also ask for proposed maintenance for each wife and child.
1. Monthly income
2. Monthly commitments
3. Existing household
4. Proposed second household
5. Dependants
Outcome
Enter your net pay and other figures to see the result.
| Monthly income | |
| Monthly commitments | |
| Existing household | |
| Balance before the second household | |
| Proposed second household | |
| Share of income used |
Surplus each month
This surplus must also cover emergencies, savings and yearly costs not entered above, such as festive preparations, annual fees and repairs.
Shortfall each month
With these figures, spending is more than income. The shortfall will be borne by one of the households, or by debt.
The balance before the second household is already below zero: income is not yet enough for the commitments and the existing household.
Dependants: now, after the proposed marriage.
Figures are not permission. A surplus in this calculator does not mean an application will be granted, and a shortfall does not replace the court's assessment. Fairness is not money alone either: it includes time, overnight turns and treatment.
See also: Finances of two households · Means calculator · Self-check · Court checklist
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